The NPMA-33 wood destroying insect report, explained

The NPMA-33 is the National Pest Management Association's Wood Destroying Insect (WDI) Inspection Report. NPMA's guidelines say it must be used for HUD/VA-guaranteed property transactions and it is typically used for conventional sales too, unless a state mandates its own form. The current version dates from 2019.

Updated 2026-09-23 · 5 sources · By the PestRouteDesk team

The NPMA-33 is copyrighted by NPMA and cannot be reproduced without written consent. We explain it here and link to the official sources; we do not offer the form as a download. Buy it from NPMA or a licensed printer, or use an NPMA-authorized software provider.

NPMA-33 at a glance

Publisher
NPMA
Current revision
2019
Older versions obsolete after 12/31/2019
Required for
HUD / VA
Unless a state form is mandated
Insects covered
4 groups
Termites, carpenter ants, carpenter bees, reinfesting wood-boring beetles

Section by section

Source: NPMA, Suggested Guidelines for Completing the NPMA-33, version 1.3 (Aug 2019).
SectionWhat goes in it (paraphrased from NPMA's guidelines)
I. General informationInspecting company, its state pest control business license number ("not required" where none is issued), inspection date(s), property address, structures inspected, and the inspector's name, signature and state certification/license number. Findings cover the structure itself and areas under it (crawls, basements, porches); attached decks count as part of the structure.
II. Inspection findingsBox A: no visible evidence. Box B: visible evidence, with at least one of (1) live insects, (2) dead insects, parts, frass, shelter tubes, exit holes or staining, (3) visible damage - each with description and location. The inspector is not a damage expert and does not distinguish structural from cosmetic damage.
III. RecommendationsWhether treatment and/or corrective action is recommended, using NPMA's suggested guidelines per insect (e.g. live termites = recommend, regardless of prior treatment).
IV. Obstructions and inaccessible areasAreas that could not be inspected (basement, crawlspace, main level, attic, garage, exterior, porch, addition, other) with a numbered key for the reason - stored items, paneling, ceiling tile and so on.
V. Additional comments and attachmentsAnything else: documentation of prior treatment, photos, diagrams, service agreement details with expiration date. All attachments must be listed here.
Signatures + page 2Buyer and seller sign (usually at closing - not the inspector's job to collect). Page 2 is consumer information on scope and limitations that inspectors should know.

States that use their own form

NPMA lists these states as maintaining their own inspection forms instead of the NPMA-33: Alabama, Arizona, California, Florida, Georgia, Hawaii, Louisiana, Maryland, Mississippi, Nevada, North Carolina, Oklahoma, South Carolina and Texas. HUD may still require the NPMA-33 for HUD-insured loans in those states, so check the transaction. State licensing to perform WDI inspections also varies - see your state’s licensing page.

Where to get the form

  • Paper: from NPMA (packs of 100 or cases of 700) or NPMA-licensed printers.
  • Digital: from one of the software companies NPMA authorizes (NPMA lists more than a dozen).
  • Wood decay fungi: the NPMA-33 covers insects only. NPMA offers a separate, non-copyrighted model Wood Destroying Organism attachment for areas that require fungus reporting; HUD and VA do not require it.

Common mistakes (and how to avoid them)

  1. Checking Box A when there is any old evidence. Box A means no visible evidence, past or present.
  2. Reporting things away from the structure in Section II. Mulch, stumps and woodpiles go in Section V comments, not findings.
  3. Vague locations. “Garage” is not enough - give enough detail to lead someone to the spot.
  4. Unlisted attachments. If it is not listed in Section V, the buyer may never know it exists.
  5. Changing the report after documentation shows up. NPMA’s guidance: do not alter the report; advise that documentation be provided to the lender.

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Frequently asked questions

What is an NPMA-33?

NPMA’s Wood Destroying Insect Inspection Report - the standard form for reporting visible evidence of termites, carpenter ants, carpenter bees and reinfesting wood-boring beetles in real estate transactions.

Is the NPMA-33 required?

NPMA’s guidelines say it must be used for HUD/VA-guaranteed transactions, unless a state mandates its own form by statute or regulation. Lenders often ask for it on conventional loans too.

Can I download a free NPMA-33?

No legitimate free download exists - the form is copyrighted. Buy it from NPMA or a licensed printer, or use an NPMA-authorized software provider.

Is an NPMA-33 a warranty?

No. Per NPMA’s guidelines it reports conditions on the inspection date only, and no warranty is provided unless one is attached and noted in Section V.

Who can sign an NPMA-33?

The inspector who performed the inspection signs and enters their state certification, registration or license number. Which license is required to do WDI inspections varies by state.

Sources

  1. NPMA - Suggested Guidelines for Completing the NPMA-33 (v1.3, Aug 2019) (accessed 2026-09-23)
  2. NPMA - NPMA Forms Information (licensed printers, digital providers, state forms) (accessed 2026-09-23)
  3. NPMA - Outline of Revisions to the updated NPMA-33 WDI Report (accessed 2026-09-23)
  4. HUD - Wood Destroying Insect Inspection Report notice (NPMA-33) (accessed 2026-09-23)
  5. HomeAdvisor - Termite inspection cost (updated June 2026) (accessed 2026-09-23) - Third-party consumer cost guide.